Where's the best spot to hold cash in 2025? SGOV? T-Bills? High Yield Savings? Let's look at the options and decide where the …
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Where's the best spot to hold cash in 2025? SGOV? T-Bills? High Yield Savings? Let's look at the options and decide where the …
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40 comments
Never watching again
Cash is king!
Such a HUGE waste of time, my current 6 month CD is paying 4% sounds like a lot more than anything he discussed in this
You had me until you bad mouthed cash. It has its pros and cons, and the less we use cash, the more of a chance we have of it disappearing. I like the idea of having money that is not traceable, no I am not doing anything illegal, and money that can be used when the power goes out. Also, remember when Canada cut off the bank cards of the truckers a couple of years back. You cannot do that with cash.
Everyone should hold cash on hand to be prepared for circumstances where the banks are not an option such as hurricane Helene in NC. you never know….
Yeah ok so where are they paying out 5% on short term cds
Thank you, that made sense!
Very helpful, appreciate it!
I didn't learn a darn thing. Why don't you give specific answers. Where to go to get the savings? Where can we get 5% or more on savings? No where I see.
I like Wealthfront. Can be used as a checking account with no monthly withdrawal limits and comes with an ATM card. Pays 4% now.
Good man thank you for the info.
SGOV is not and may yield 4 to 4 1/2%. It is not locked up like a CD. It trades every minute on the stock exchange. Only about 4% is exposed to state taxes on interest on USA treasuries. It buys treasuries under 3 months to maturity. SGOV goes up 1 or 2 cents per day. It pays out the first day every month buying more shares.
BUCK
ETF stock symboi BUCk is UDA treasuries under 1 year with put and call options yielding over 6%.
It is not locked up like a CD. It trades every minute on the stock exchange
6 month old video is considered outdated
There are places for all of these in one's cash management system. It's not an either/or proposition. There are different types of cash: 1) transactional cash, 2) savings cash, and 3) strategic cash. Use the transactional cash for daily liquidity needs. Use the HYSA, CDs, and I-Bonds as intermediate savings instruments. Finally use Short-Term ETFs and Treasuries for strategic investment allocations or large, long-term purchases.
I don't mind using real money to buy whenever I can! The thought of having my money tied up in the digi world doesn't make me very happy! Call me a conspiracy nut and so be it, but they can pretty much cancel or do whatever they please with my money at any given time!
Nobody really tells u how to make money. They all keep it a secret.
WA has no income tax.
When you take your car to the mechanic. Ask if they take cash for a discount. Over time you can save a lot.
In the middle of last year, I sold some stock and ETF investments in an IRA to safeguard a portion of the stock gains. Instead of putting the money into a bond fund like BND, I set up a 5 brokered CD ladder spanning 5 years. The interest rates for each CD are in the range of 4.6% to 5.2%. Every year, each CD will mature and I can choose to invest in stock ETFs or stocks if the market is down. I could be giving up some gains if I just stay invested fully in stocks, but I'm near retirement and feel better having a portion earning high interest with no risk. I'm curious to know if others have taken this approach in tax-advantaged accounts.
This guy doesn't get out much, any foreign country cash is king, still get discounts.
What is the good options to park money that is needed for kid college education in 3-4 years ?
0:55 I occasionally use paper cash to pay for minor things because I don't want businesses to think cash is never being used. Otherwise they'll say "no one uses cash so let's make it required to never use cash". That is, I don't want all money to go to digital money only. Guess what, digital money can be turned off and you have no control.
You’re saying that’s why most people stay away from CDs. You take money that you have already been taxed on. Try to save it for earnings in your text again both the state and federal levels. Our government is full of fucking crooks.
2:22 available balance EXPOSED! GOTEEM!😂😂😂
Your account had $33,049.20 with a 4.25% APY at the time you posted the video. Technically, you should have $33,401.59 right now as I'm posting this comment. Am I right? How do I know? Watch your video again carefully 😀
Wow. Just wow. 😳 I always thought my savings account was a "safe place" for my money, but after watching this, I feel like I’ve been sleepwalking through my finances. I just checked, and my savings account is giving me 0.01% interest—basically nothing! Opened a high-yield account immediately and looking into Treasury Bills now.
Be honest—who else is feeling kinda dumb for not realizing this sooner?
Yes, many use actual cash!
No mention of "no call" secondary market CD's?
Cash is king.
Excellent! Thank you!
Cash is king.
I must disagree with you on keeping cash. If you don’t use cash you will lose it and you won’t be able to buy those little things you can buy from your friends and relatives. Also if there is no cash available banks and governments will know everything about your finances and that’s not good
If you don't use any cash Mr. then you are a fool and helping the government to get rid of cash completely.
Cash is king and gives one peace of mind. That's in case the digital economy comes under fire.
Really… Won't CD rates go up? Inflation is bad and will geT worse.
How about JAAA? Is it safe to put a lot of money there?
Making a video criticizing people for where thry keep cash is arrogant. Just give advice if yiu have it and stop being critical. No discernsble advice here
If you have excess cash that is annoying you I can send you my address. Let me know.
just but t bills 3 month
My cash is property…as long as it doesn't burn down😮