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I’m Starting the 75 HARD Personal Finance Challenge…. Here’s Why

  • September 24, 2025
  • Money Tips
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I'm tired of feeling like I'm good at budgeting one week and falling off the next. So I created my own version of 75 HARD but for …

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49 comments
  1. @eowensteach611 says:
    September 24, 2025 at 6:17 am

    I’m in. I want to document my debt journey but i’m so shy.been trying to figure out how i can do faceless content

    Reply
  2. @mandywebb2018 says:
    September 24, 2025 at 6:17 am

    New here! This is awesome!

    Reply
  3. @shaylagratacos7871 says:
    September 24, 2025 at 6:17 am

    💲💲

    Reply
  4. @koalaplanning says:
    September 24, 2025 at 6:17 am

    What an amazing idea. Love it.

    Reply
  5. @qofensunshyne7187 says:
    September 24, 2025 at 6:17 am

    I need a 75 soft😅

    Reply
  6. @Donna_R.S.1167 says:
    September 24, 2025 at 6:17 am

    Good ideas you have here on this vid….good stuff, thank you for sharing….

    Reply
  7. @dominiquetate2224 says:
    September 24, 2025 at 6:17 am

    I’m in!!!!

    Reply
  8. @roseannamartinez5056 says:
    September 24, 2025 at 6:17 am

    I’m in

    Reply
  9. @JosenaHector says:
    September 24, 2025 at 6:17 am

    Love this Sis!❤😂

    Reply
  10. @keys2happyness says:
    September 24, 2025 at 6:17 am

    YES monetize the platforms to pay off debt! Tell me more!!❤

    Reply
  11. @keys2happyness says:
    September 24, 2025 at 6:17 am

    Oohh I have not heard of this and I AM IN!! I need this SO bad!! Need to get in a good money routine!

    Reply
  12. @xoxomarketra says:
    September 24, 2025 at 6:17 am

    I’m in, I will be in good control of my finances.

    Reply
  13. @shrtblondie1 says:
    September 24, 2025 at 6:17 am

    Agree. I check myself everyday. To help me build the habit I use a cc for that and then each day if there is a balance I pay it. This way my cc never gets out of control.

    Reply
  14. @esoldafinance says:
    September 24, 2025 at 6:17 am

    Nicki, it's inspiring and thank you for idea! I hope it will become viral ❤

    Reply
  15. @TheSoLoist-Lo says:
    September 24, 2025 at 6:17 am

    I haven’t even finished the video and I’m in.

    Reply
  16. @billsrachelm says:
    September 24, 2025 at 6:17 am

    Love this. I’m all in!

    Reply
  17. @makeritamamea9474 says:
    September 24, 2025 at 6:17 am

    What a great idea! Definitely gonna give this a try🙌🏽🙌🏽🫶🏽

    Reply
  18. @lifewbrittney says:
    September 24, 2025 at 6:17 am

    I’m in

    Reply
  19. @cooperpabis4642 says:
    September 24, 2025 at 6:17 am

    I’m in & will gear up this week ti start Sept 1.

    Reply
  20. @TheGroundedDollar says:
    September 24, 2025 at 6:17 am

    New subscriber here- it's going to be interesting to see this one! I've just started reading about the 75 hard financial aspect, whew.

    Reply
  21. @AstoundingAries says:
    September 24, 2025 at 6:17 am

    I am in! 🤑

    Reply
  22. @everythingkendra36 says:
    September 24, 2025 at 6:17 am

    I totally agree with you with checking your spending everyday. I got away from it for a little while but I am just getting back into it. I am actually doing my expense tracking right now. Great video. Thanks for sharing!💞

    Reply
  23. @Liveyourbestbudgetlife says:
    September 24, 2025 at 6:17 am

    Such a good idea! Would you mind if i started the same challenge on my account? I’ll credit you & point people to your youtube

    Reply
  24. @corendaferguson6421 says:
    September 24, 2025 at 6:17 am

    Great tips! I help everyday entrepreneurs save money on taxes, and I can say these strategies really do make a difference.

    Reply
  25. @deedeesaidso says:
    September 24, 2025 at 6:17 am

    Yes people will be so mean to you, when you’re being vulnerable to share personal details of your life, but you’re helping people and we appreciate it. I am so glad that this video was recommended to me. I’m currently doing a debt snowball, but I’m giving myself a year to pay it off. I am working on how to make extra income that can go to my savings and my debt snowball.

    Reply
  26. @ymartinez3 says:
    September 24, 2025 at 6:17 am

    I follow the budget mom who explains that creating "sinking funds" helps with spending and saving at the same time. I have a fund for shopping so I can still get my fix after I save. You build it up slowly so it easier to follow. She also explains the way we should pay off debt, save, fund emergency, sinking funds, savings challenges, etc.

    Reply
  27. @moneywithmocha7787 says:
    September 24, 2025 at 6:17 am

    I love this idea!!

    Reply
  28. @alinalazarre1322 says:
    September 24, 2025 at 6:17 am

    I’m in . 10days late but I would like to start today

    Reply
  29. @carrieg3320 says:
    September 24, 2025 at 6:17 am

    Love this idea!

    Reply
  30. @CoffeeNBudgets says:
    September 24, 2025 at 6:17 am

    Girl first of all I love your thimbnail😂. I’m in with you sis. I’ll be starting tomorrow. Girl when I saw how much money I spent during the summer, you could swear I had 9 figure job somewhere 🤦🏽‍♀️. I’m restarting my financial freedom journey after getting into more debt. I will write these out on my wall once I get home because 😮‍💨

    Reply
  31. @BriannaMonshai says:
    September 24, 2025 at 6:17 am

    This was really insightful

    Reply
  32. @Harley24986 says:
    September 24, 2025 at 6:17 am

    This is fantastic! Subbing and coming back to update my progress!

    Reply
  33. @AllthingsFrandom says:
    September 24, 2025 at 6:17 am

    I want😊 in❤

    Reply
  34. @kimw423 says:
    September 24, 2025 at 6:17 am

    I’m in!❤❤

    Reply
  35. @walaauqueen8462 says:
    September 24, 2025 at 6:17 am

    Im in sis love this we getting control and finishing 2025 strong!!

    Reply
  36. @mytaestylife8399 says:
    September 24, 2025 at 6:17 am

    I’m immediately subscribing 1 minute into the video. This is amazing! As someone who did the 75 Hard endurance challenge and it changed my life, please capitalize on this idea girl! I’m definitely going to join you ❤

    Reply
  37. @siennasugar says:
    September 24, 2025 at 6:17 am

    I’m in !

    Reply
  38. @ketravelasquez1393 says:
    September 24, 2025 at 6:17 am

    This is a great idea!!! Rooting for you.

    Reply
  39. @vanessa6236 says:
    September 24, 2025 at 6:17 am

    Yes, that is the right way!… I was trying to build up my savings to but then I was just like let me just work towards paying off my car because the interest rate is killig me and I'd rather pay that off because whatever money I have left will be mines.

    Reply
  40. @JoysMoney1 says:
    September 24, 2025 at 6:17 am

    Wishing you best of luck! I will definitely be following along

    Reply
  41. @nomadicvibesofelle says:
    September 24, 2025 at 6:17 am

    I'm in

    Reply
  42. @Victorialindblad says:
    September 24, 2025 at 6:17 am

    Love this idea! I need to do this

    Reply
  43. @Frkdsnbrd4103 says:
    September 24, 2025 at 6:17 am

    Love your content. I just subscribed because it's helpful to be part of a group that's on the same path. I'm trying experimenting with ways to save money. For example, instead of doing groceries weekly, I'm trying to buy in bulk so I only have to go no more than twice a month, and meal planning too. I often have to throw away food because I didn't use it before it went bad. Finally, I have to stop going to thrift stores. I justify my spending there by believing I'm finding bargains. That is true but if I'm buying things I don't need, then I'm still wasting money. Another challenge is to replace my urge to shop by replacing it with other activities that doesn’t cost money like exercising or reading. I'm looking forward to watching all your videos.

    Reply
  44. @Jerzyrida75 says:
    September 24, 2025 at 6:17 am

    🙋🏻‍♀️I’m in

    Reply
  45. @recapswithmae says:
    September 24, 2025 at 6:17 am

    I’m going to join you

    Reply
  46. @andree-mariewohi1842 says:
    September 24, 2025 at 6:17 am

    I am in

    Reply
  47. @tialaava2786 says:
    September 24, 2025 at 6:17 am

    I’m ready 😊❤

    Reply
  48. @bmarie7736 says:
    September 24, 2025 at 6:17 am

    I’m in!!! Let’s go!!! And this 75 hats is gone repeat at each end cause I got some stuff I’m trying to do

    Reply
  49. @phayla35 says:
    September 24, 2025 at 6:17 am

    Whew. That unplanned spending is EVERYTHING. And one small wealth action everyday. Plan for it. Amen.

    Reply

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