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I’ve Never Encountered This Before | Financial Audit

  • May 13, 2025
  • Money Tips
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47 comments
  1. @CalebHammer says:
    May 13, 2025 at 6:36 am

    Somehow, even after a long conversation in this episode, we uncovered EVEN MORE wild stuff about his past in today's Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

    Reply
  2. @bruh-z1f6j says:
    May 13, 2025 at 6:36 am

    Caleb i hope there are SOME people ypu reccomend bankruptcy too.

    Reply
  3. @FriscoLexusBabe415 says:
    May 13, 2025 at 6:36 am

    I’m not gonna lie, I love this dudes personality lol what a character. He had a good spirit throughout it all

    Reply
  4. @Tony_Starks-1 says:
    May 13, 2025 at 6:36 am

    Daughter will have to do OF do help her parents

    Reply
  5. @Tony_Starks-1 says:
    May 13, 2025 at 6:36 am

    Wait until he discovers OF

    Reply
  6. @Parish25 says:
    May 13, 2025 at 6:36 am

    He spent 1500 on an escort no doubt

    Reply
  7. @jakethelittlecat says:
    May 13, 2025 at 6:36 am

    Any udates on Ted?

    Reply
  8. @666666kenzie says:
    May 13, 2025 at 6:36 am

    This one actually broke my heart. You can tell Caleb really wanted to be able to help him and get him out of his situation.

    Reply
  9. @jatarvisharris5272 says:
    May 13, 2025 at 6:36 am

    Caleb is better than me cuz this is the most respectful I’ve ever seen him and buddy was getting mouthy. We would have shut that shit up real quick because you’re the one in hundreds of thousands of dollars in debt and can’t afford to retire and pay your mortgage so don’t get mouthy with me.

    Reply
  10. @allisonryder4781 says:
    May 13, 2025 at 6:36 am

    Can we have an update on this man? Is he under the bridge yet?

    Reply
  11. @asdbg says:
    May 13, 2025 at 6:36 am

    If he kept his house in the first bankruptcy, he should do it again. The credit card companies more than deserve it in this case. And they finally may start rejecting him, even if he doesn't change.

    Reply
  12. @Blueboygt says:
    May 13, 2025 at 6:36 am

    If I ever end up in Caleb's episode, I think I would be coming out crying like a little baby. Caleb is not afraid to tell you the truth! I need someone like him when I'm fixing to do something stupid!

    Reply
  13. @CaseyD84 says:
    May 13, 2025 at 6:36 am

    $906 just for the privilege of using his own money. That's how dumb credit cards are!

    Reply
  14. @Tobie44 says:
    May 13, 2025 at 6:36 am

    This is so sad he got himself into that much debt. I hope he’s ok

    Reply
  15. @fishlover says:
    May 13, 2025 at 6:36 am

    More old people please

    Reply
  16. @kristenbrett8103 says:
    May 13, 2025 at 6:36 am

    He’s just going to keep spending and expect the taxpayers to take care of him when he physically can’t work anymore. He will be working until his health won’t allow it sadly.

    Reply
  17. @sminthian says:
    May 13, 2025 at 6:36 am

    The whole way to make retirement money is compounding, and he's too old to do that now. He's probably just going to be working until he dies…

    Reply
  18. @tinabeaver says:
    May 13, 2025 at 6:36 am

    Does he have children? What can he do so that they are not held responsible for his debt.

    Reply
  19. @mstkawaiikitty says:
    May 13, 2025 at 6:36 am

    I love the idea of cashing out all my retirement accounts and buying a car. Then calebs voice pops into my head and I reconsider 😅

    Reply
  20. @deecooke311 says:
    May 13, 2025 at 6:36 am

    I love the idea of cashing out all my retirement accounts and buying a car. Then calebs voice pops into my head and I reconsider 😅

    Reply
  21. @CMWeaver says:
    May 13, 2025 at 6:36 am

    The labels he made on himself…worst part about this guy is that he pretends to take accountability by saying that Caleb is right and he sucks but then right after that when he asked why he does it he says I don’t know instead of saying I wanted to spend more I did not care about the effect it had on my future and my wifebecause of that, he will never get out of his situation

    Reply
  22. @CMWeaver says:
    May 13, 2025 at 6:36 am

    The labels he made on himself told the entire story in the first five minutes when he said that he was not like his brother, and he was the black sheep of the family. He put himself in this prison and never held himself accountable

    Reply
  23. @eagledude5353 says:
    May 13, 2025 at 6:36 am

    What's crazy is that guy grew up in the era where you work 20 years at company X and you get retirement. Now he's in his 60s working in a world that will fire him for a younger, faster, and cheaper person, assuming they can't pass your job to an Indian or AI.

    Reply
  24. @TheTheGizmotto says:
    May 13, 2025 at 6:36 am

    The man smacks more without food in his mouth than my toddler does with food in her mouth.

    Reply
  25. @xtheunknown8727 says:
    May 13, 2025 at 6:36 am

    These guests on this show should be ashamed of themselves. They can’t control themselves.

    Reply
  26. @kimmykim1277 says:
    May 13, 2025 at 6:36 am

    Life can be hard. You wither make it harder now or harder later. When you play now you make it harder later. This is his later.

    Reply
  27. @morgan4567 says:
    May 13, 2025 at 6:36 am

    That head shake at 31:05 is hilarious 😅

    Reply
  28. @morgan4567 says:
    May 13, 2025 at 6:36 am

    He thought he got a reward for more credit cards than anybody else for a second. 😅

    Reply
  29. @TimothyMcConnel says:
    May 13, 2025 at 6:36 am

    This is literally the exact idea of a liberal mindset. Someone with higher education and say “I’m SMART I have a degree” this guy doesn’t know the first thing about common sense.

    Reply
  30. @udaykhatry says:
    May 13, 2025 at 6:36 am

    I am in my 20s and feel sorry for these older folks.

    Reply
  31. @udaykhatry says:
    May 13, 2025 at 6:36 am

    Credit One: What’s in your pocket?

    Reply
  32. @TSquared1902 says:
    May 13, 2025 at 6:36 am

    I feel for him the only thing that he is not regretting is sending money to his daughter

    Reply
  33. @heathereberhart4881 says:
    May 13, 2025 at 6:36 am

    Its painful to watch these people..

    Reply
  34. @meganrobinsonselfcare says:
    May 13, 2025 at 6:36 am

    "I'm not my brother" already tells me everything I need to know about this person.

    Reply
  35. @ginanaphone says:
    May 13, 2025 at 6:36 am

    Most episodes are FA. This one is FO. 😢

    Reply
  36. @avaobrien7222 says:
    May 13, 2025 at 6:36 am

    This guy is so sweet.

    Reply
  37. @suecampbell4811 says:
    May 13, 2025 at 6:36 am

    I think that this guy thinks he'll just keep working. He doesn't understand that one day, he's not going to have the juice to keep going to work or have health issues that challenge his work schedule. That's the moment he'll realize his debt. When he doesn't have an income to pay it. Until then, he thinks he'll just keep running on the hamster wheel of making $ but spending more. His problem has nothing to do with spending $ – it's a symptom.

    Reply
  38. @rebeccaanne8546 says:
    May 13, 2025 at 6:36 am

    Holy shit

    Reply
  39. @elizabethsandovallara509 says:
    May 13, 2025 at 6:36 am

    Is there a follow-up? 🙁 I need to know if he was able to turn it around

    Reply
  40. @BetaBuxDelux says:
    May 13, 2025 at 6:36 am

    1:11 Uh oh…

    Reply
  41. @mckennamcknight8922 says:
    May 13, 2025 at 6:36 am

    Omfg I love this 32:55

    Reply
  42. @mindyjohnson2070 says:
    May 13, 2025 at 6:36 am

    I would love to see an update on this guy.

    Reply
  43. @inlarry4 says:
    May 13, 2025 at 6:36 am

    I have a Verizon card because you get a $10 bill credit for auto pay + 2% in rewards. Just pay my bill with the card for the benefits, then pay the balance every month. The issue isn't having a Verizon card – it's using it irresponsibly.

    Reply
  44. @inlarry4 says:
    May 13, 2025 at 6:36 am

    A FULL TIME retail management position – and no benefits?

    Dude, go literally ANYWHERE else.

    Reply
  45. @kaleendolan2324 says:
    May 13, 2025 at 6:36 am

    This one breaks my heart. Ted, you are so humble to come on the show and we appreciate you for being on the show! It takes a lot of guts to come on here and take advice from someone so much younger than you – Bravo Ted 🙂 We all hope that his advice helped and that you are living your best life! IS there a follow up from ted? I hope he’s doing well!

    Reply
  46. @loes6839 says:
    May 13, 2025 at 6:36 am

    Loved this episode. It really shows what happens when you don't prepare for tomorrow.
    My dad is around the same age and doesn't want to retire but has the freedom to do it today if he wants.

    I hope this man will change something but I'm scared he won't. If he doesn't know anything at 62 and has kept up these bad habits for this long, how is he gonna change now..

    Reply
  47. @dietzyfly says:
    May 13, 2025 at 6:36 am

    This is the weirdest dude….."why"? "Why"? He's like an enigma to his own self.

    Reply

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